Get free cashflow MRI
Early Worker Under 40
$988
- Increase take-home pay without a raise
- Pay down debt efficiently
- Start building wealth through strategic investments
- Establish financial habits that lead to financial freedom
- Identify and capitalize on family-based OPC & OPM opportunities
Established Worker Over 40
$2888
- Secure retirement funds and optimize pension strategies
- Reduce tax liabilities on income and investments
- Enhance cashflow to maintain or improve lifestyle
- Prepare for eventual retirement by rebalancing assets and maximizing savings
- Identify and capitalize on family-based OPC & OPM opportunities
Retired Worker Over 65
$988
- Maximize after-tax retirement income
- Ensure financial resources last throughout retirement
- Reduce taxes on estate transfer to heirs
- Achieve peace of mind with a clear and strategic financial plan
Early Worker
Under 40
$
988
-
Increase take-home pay without a raise
-
Pay down debt efficiently
-
Start building wealth through strategic investments
-
Establish financial habits that lead to financial freedom
-
Identify and capitalize on family-based OPC & OPM opportunities
Established Worker
Over 40
$
2888
-
Secure retirement funds and optimize pension strategies
-
Reduce tax liabilities on income and investments
-
Enhance cashflow to maintain or improve lifestyle
-
Prepare for eventual retirement by rebalancing assets and maximizing savings
-
Identify and capitalize on family-based OPC & OPM opportunities
Retired Worker
Over 65
$
988
-
Maximize after-tax retirement income
-
Ensure financial resources last throughout retirement
-
Reduce taxes on estate transfer to heirs
-
Achieve peace of mind with a clear and strategic financial plan
Early Worker (Under 40)
Persona: The “Early Worker” is typically in the initial stages of their career. They may be single, newly married, or starting a family. They are likely balancing student debt, early mortgage payments or rent, or saving for significant life milestones. This group is focused on building their career, increasing their income, and establishing a financial foundation. They are open to learning and implementing financial strategies that offer long-term growth and stability. Their goals often include reducing income taxes, optimizing cashflow, saving for a first home, and beginning to invest strategically & wisely.
In addition, early workers may actively seek Other People’s Collateral (OPC) and Other People’s Money (OPM) opportunities within their own families. This might include leveraging unused property equity, tapping into generational financial assets, or collaborating with family members to maximize financial strategies that are often overlooked.
Established Worker (Over 40)
Persona: The “Established Worker” is more advanced in their career, often with higher income and potentially more complex financial situations. They might own a home, manage a family, and be involved in planning for their children’s education. They are focused on maximizing wealth accumulation, managing cashflow effectively, and ensuring their investments align with retirement goals. This group is highly motivated to secure a comfortable retirement and minimize tax liabilities. They are more likely to benefit from advanced financial strategies, such as optimizing RRSPs & TFSA’s, leveraging the Family Tax Structure, and using Other People’s Money (OPM) to grow wealth.
Retired Worker (Over 65)
Persona: The “Retired Worker” has shifted from earning income to managing and preserving their wealth. Their focus is on maintaining a stable and tax-efficient income in retirement while preserving their estate for heirs. They are concerned with minimizing taxes on pensions, RRSPs/RRIFs, and investments. This group is highly motivated to implement strategies that allow them to enjoy their retirement or golden years without financial stress. They are also focused on legacy planning, ensuring that their estate is passed on efficiently and that tax liabilities are minimized for their family.
